Financial Planning

A financial plan is the best way to make sure your finances meet your immediate and future needs.

A financial plan outlines your goals and how you will financially achieve them. It can include:

An analysis of your financial situation covering your income, debts/loans, spending habits and level of current savings.
Review your wealth protection needs and ensure you are adequately covered.
Tax-effective wealth creation strategies using investment vehicles, tailored to your individual financial needs.
Retirement planning strategies to maximise your superannuation and ensure you save enough for a comfortable retirement.

You don’t need to wait until tax time to do a financial plan. Contact me and start your financial plan now!

Financial advice

Ide Financial Management offers advice on a wide range of financial needs.

This includes:

Wealth creation – investing, platforms, managed funds, stockbroking.
Wealth protection – life, TPD, trauma and income protection insurance.
Retirement planning – superannuation, income streams, Centrelink entitlements.
Tax-minimisation strategies – strategies to reduce the tax you pay and build your wealth.

Investment reviews

Ide Financial Management and successful investors know that the only way to ensure they achieve their personal financial goals is to regularly review and fine-tune their investments. Not having your investments regularly reviewed can cost you thousands of dollars in unnecessary taxation, poor performance and missed opportunities. Ide Financial Management will regularly review your portfolios and provide you with the power and flexibility to make calculations and projections on proposed changes before they happen. Before you make a decision to change your investment portfolio you can see for yourself how your financial future might look.

Ide Financial Management provides you with accurate and up-to-date reporting on your total investment portfolio. This information is then regularly reviewed with you to ensure your investments and the strategy behind them, remains on-track to reach and achieve your goals.

Even if you think your plan and investment strategy is effective, let me review it. Ide Financial Management may be able to provide advice and look to for ways to help you reach your goals sooner.

Ide Financial Management can review your:

Superannuation strategy – ensure you are saving enough for a comfortable and financially secure retirement.
Investments – project and analyse what can be done better.
Review your insurance needs to ensure your wealth creation strategy is protected.
Identify any financial risk areas not meeting your wealth creation goals.

Powerpoint presentation: Market Volatility and its Impact on Australia

Pay less tax

Ide Financial Management has access to professional accountants who are qualified to provide you with specific advice on the best way to minimise the tax.

Superannuation

Regardless of whether you are young or old, you must consider your superannuation strategy now for the future. In fact, the younger you are the easier it is to grow your nest egg. You will be thanking yourself in the future for your financial wisdom!

Ide Financial Management can help you:

Determine how much super you will need in retirement.
Choose a superannuation fund that suits your risk profile and retirement goals.
Choose a super strategy and discuss ways you can boost your super contributions tax-effectively via salary sacrificing etc

Ide Financial Management can also assist you with the setting up of a

What you can invest in

With superannuation fund options, you can invest in various investments, which include but are not limited to:

ASX listed securities
Managed funds
ASX fixed interest securities

Investments

Here are some initial questions you should consider when investing your money.

What are my financial and life goals?
How much money should I invest?
How should I invest?
What are the tax implications?
How long will I invest?
What is my risk rolerance – am I prepared to weather the volatility of the market?

It’s never too late to learn how to invest!

Ide Financial Management is well qualified to provide advice tailored to your special needs and objectives. You do not need a lot of money to invest and I can offer different solutions ie

"Dollar cost averaging" your investment
Investing monthly
Capital protected products
Borrowing against your current investments
Margin Lending
Agri business

Budgeting

Do you struggle each month to meet your commitments? Ide Financial Management can assist you in preparing a budget.

Professional Investment Services

Merilyn Ide acts as an authorised representative of Professional Investment Services Pty Ltd (ABN 11 074 608 558) which is the holder of Australian Financial Services License No. 234951. Their website is http://www.profinvest.com.au.

Head office address is:

Level 14, Corporate Centre One
Corner Bundall Road and Slatyer Avenue
Bundall QLD 4217

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